BODY {
	margin: 0px 0px 0px 0px;
 	font-family : Arial,Helvetica,san-serif,Verdana;
 	color : #000000;
  	/* background : #F8F9FE;
 	background-color : #F8F9FE;   */
 }
 P, DIV, TABLE, TD, UL, OL {
 	font-family : Arial,Helvetica,san-serif,Verdana;
 	color : #000000;
 }
 
A:link 		{ color: #6c0000; }
A:active 	{ color: #009999; }
A:visited 	{ color: #4e4e2a; } 
A:hover		{ color: #726740; }

<!-- classes -->
.bg-text{	
		background-image: url(http://www.webwisedesign.com/img/bg-body.jpg);
		background-repeat: no-repeat;
		background-color: #F8F9FE;		
		}
.text {
 	font-family : Arial,Helvetica,san-serif,Verdana;
	text-align: left;
 }
.monospace { font-family:Courier,monospace; }
.highlight { background-color: #E2E2D0 }
.bold { font-weight: bold }
.head { font-weight: bold;
		font-size:110%;
		color: #081873 }
.footer {font-size:80%;
		color: #081873 }
.tablehead { font-weight: bold;
			 color: #4fa1a0 }
.tableinfo { font-weight: bold;
			 font-size:100% }
.topics { font-size: 100% }
.topicdate { text-decoration:none;
			 font-weight: bold;
			 font-size:100% }